FILE - This Feb. 2005 file photo shows trays of printed social security checks waiting to be mailed from the U.S. Treasury. The government is projecting a slight cost-of-living adjustment for Social Security benefits next year, the first increase since 2009. But for most beneficiaries, rising Medicare premiums threaten to wipe out any increase in payments, leaving them without a raise for a third straight year. (AP Photo/Bradly C. Bower)

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